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Don't blame the uninsured for high healthcare costs
This number is a red herring, since it's unlikely to change much with reform. By definition it's what they can't afford to pay. If they can't afford the doctor or hospital, they won't be able to pay both that and insurance administrative costs, so it would be subsidized by taxes rather than premiums [hahca Sec. 243 p135]. Since the cost-shift will still happen, it's not a valid reason for insurance.
But actually, not only is the $56 billion figure most likely wrong, the true number may be zero. The uninsured have been charged 3, 4, 5, and even 10 times as much as the insured for the same treatment [critc]. For example a provider prices a service at $10,000 but cuts a deal with insurers to pay $2,500. Then an uninsured person walks in and is treated and billed $10,000 but can't afford that, ending up paying $6,000. So the provider profited by $6,000-2,500 = $3,500 from gouging the uninsured but then claims they lost $10,000-6,000 = $4,000 in "uncompensated care". The Families USA study that made the $922 claim says their data is from asking providers to use insured rates, but gives no indication that any auditing was done to verify they did that, much less whether they did it accurately.
Michigan auto insurance | Auto Insurance Blog
The sole purpose of an auto insurance company is to protect you as well as your family in the event of an accident. However unfortunately many auto insurance. … Tulsa Oklahoma Little Rock Arkansas Baltimore Maryland Portland Oregon Phoenix Arizona Portland Maine Philadelphia Pennsylvania Los Angeles California Detroit Michigan Providence Rhode Island Denver Colorado Duluth Minnesota Charleston South Carolina Hartford Connecticut Branson Missouri Sioux Falls South Dakota … read more…
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Choosing the Best Auto Insurance Coverage | Articles | Compare … Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Washington D.C., Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan … How can a driver figure out what type of coverage they will need on their auto insurance policy? No one wants to get suckered into purchasing more than what is needed, but so many people advise drivers to carry as much as possible because it’s … read more…
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Bad Credit questions and answers Detroit’s auto industry trained generations of workers in design and manufacturing. As that business fades and its jobs disappear, city planners are hoping to redeploy the city’s creative minds and craftsmen toward a new and growing field: fashion. read more…
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www.CheapCanadianCarInsurance. ca - 6 Tips on how to save 10-30% on your Canadian Car Insurance. For more tips and news on Canadian Car Insurance ...
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Prices rose slower in B.C. than rest of Canada in 2009
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Sacramento PD releases video of jewelry store robbery Q: What happened to the people who were in a right-wing Christian group who were accused years ago of illegally selling car insurance? and more » |
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Ask Sacto911: 4 convicted in scheme using religious cover Q: What happened to the people who were in a right-wing Christian group who were accused years ago of illegally selling car insurance? |
Stolen Canadian cars linked to global terrorism
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GETTING PERSONAL CDA:Ontario Car Insurance Rates Seen Rising Ontario is Canada's largest automobile-insurance market, representing about half of the private insurance market. TALK BACK: We invite readers to send us Ontario car insurance rates increase an average of 5.3 per centall 3 news articles » |